Credit Means Everything
THE DIRTY ARMY: Yo Nik we have mutual friends and every time you come to Miami I book a table to meet you and every time I strike out. Not offended and not the reason for my submission. I’m the gentleman standing above my world, I have slept with more women than God. Which I got over quickly. I follow you on twitter and embrace your wisdom. I took something you said to heart about women and their credit scores. You are 100% correct sir, women who have a credit score under 600 are completely insane. Thankfully with my company I can run credit and now before I date or sleep with a woman I run their credit. Now I only bang 690′s or above. Nik, thank you. For the first time in my life I’m finding women who don’t need my money for survival or trying to stalk the sh*t out of me. Hope all is well and congrats on your beautiful daughter.
If a female cannot manage her finances they will not be able to manage their relationships. In the end we are all just a number (shoot high).- nik
**UPDATE – Looks like Mother of 4 is back in action:
In my experience all girls who have a credit score of 560 or lower all CHEAT!!
Before I married my wife I made sure she go her credit score to 750. We were engaged for 5 years but it was well worth the wait. With our strong scores we were able to buy the home of our dreams and support our children.
This is just dumb. I have a terrible credit score like 400 something and it never stopped me from being a good mother. I have 4 kids from 4 different fathers of all different races. My Mexican baby daddy is the only one who skipped out on my child and I think he is in Peru right now. But all the fathers of my children loved me because of my heart and not because of my credit score. This is just bullsh*t the government puts in people’s heads. Nik how dare you promote this type of garbage. I support my kids as a single mom everyday my world revolves around them. So what I didn’t make a couple payments. It doesn’t mean I’m a bad person.
I’m going to shoot into the dark and say 4 kids with 4 different fathers does actually make you crazy! Keep your legs closed and get into a relationship that lasts more then the 9 months you were pregnant.. And your credit score sucks because you are waiting on 4 different men to send a child support check… Single woman or woman with one child or multiple with one man have a better chance. What were you thinking? .
Future advice don’t offer any information that makes you very unlikely to be catagorized as someone that can hold any credibility.
Exactly my thoughts
Ok, keep in mind some women are just casualties. Im a single Mom 2 kids w/same Daddy. Until 2 years ago my credit score was mid 700′s. My daughter became ill and even with good insurance the medical bills stacked quickly. My score now is in the 500′s. By the way, Im not fat, ugly or crazy.
And, my sick baby girl is a happy healthy young woman. Id trash my creadit again without a second thought.
they love you becuase you are an easy lay , now shut up and S@CK IT sideways like the good c@m bucket you are, iDECIDED
Four kids from four different men? Listen here Mexican I hope the govt. denies you food stamps and welfare.
Did you not read the post moron? This skank aka “Single Mom” is white, hence the four different races including Mexican. We all know that fat white women are welfare queens.
Yes, it does and yes, you are.
I enjoy your sense of humor. Very ironic. +1
Mother of 4…
Do you think it is normal to have 4 kids with 4 different dads?
Talk about a broken home… You are just as bad as antonio cromartie (jets cb who has 12 kids with like 8 baby mammas)
Could you share your race and background with us?
It shows where you were raised and come from to think your situation is NORMAL!!!
I’m understand your up bringing probably accepted this, but majority of American and I this is not normal.
mother of 4 is an internet troll, she can’t be real. Same as that king of all blacks troll. don’t feed the trolls.
Point, Nik.
4 babies from 4 different men.. “And they all loved me for me”
.. Bitch, save your money and buy a clue!
you have to actually TRY to get a credit score to 400. that means you actually made it your life’s goal to be the bottom rung of society and ignore responsibility. nice try being a “martyr” around here but I’ll never feel sorry for anyone who has a 400 credit score.
I am a great person with a poor credit score due to unemployment in 2008-2009. I am now employed and rebuilding my credit (and I didn’t walk away from any debts/declare bankruptcy!)
Fair Isaac is…NOT TRANSPARENT AND NOT FAIR. Please, don’t judge people on that company’s number score. YES, you can and should consider a person’s financial history if you’re going to marry them, but please don’t judge anyone based on that for-profit company’s number system!!!!
You have4 kids by 4 different men and you DON’T consider yourself batshit crazy? somehow it makes sense…..
No you just need to close your legs
Ummm. Yes it does mean you are a bad person you fu$@ing leech. YOU are the problem with America. At least my one kid will never have to compete with your four (probably end up with 8) trash kids for a spot at Harvard. Good luck with your 4 “baby daddies”. Hope those checks don’t stop coming in as you probably have no education, no talent (besides making babies) and no ambition.
False. I have a horrible credit score but, not because of myself. I was married to manipulative gambling addict. No, I did not know he had a problem before we got married. He’s a very good liar. He destroyed my credit, constantly drained my account, had cars repoed, ect. I divorce him and I’m still having to deal with the consequences of his actions. It’s been a nightmare for me, and extremely stressful.
The fact that you couldn’t see the red flags pre-marriage tells me all I need to know about you. No one develops a serious gambling sociopathic personality overnight. It stems from childhood and any intelligent person knows how to pick out the BS. Also, if you had simply run a credit check on HIM before marriage you would have saved yourself the trouble. Now you are as undatable as he is (at least to anyone with half a brain and financial integrity).
To snoggins-
I do agree it most likely stems from childhood, his father has the same problem but, unfortunately we were married at the way too young age of 20 yrs old. Not legal gambling age yet. Before you say I’m stupid for getting married so young, I agree. Very stupid. I guess that’s what happens though when you’re young and in love. You do stupid things. All I can say is, you can’t judge people by stereotypes. Everyone has a different story from another. You live, you love, you learn. Luckily, I’m a motivated person and am now a business owner. (No loans, I saved every penny)
I think you are one of the few exceptions. That’s pretty terrible.
Yawn, this post is lame. So let me get this straight… the life is standing on top of a bunch of bottle rats? Oh joy, what a superficial existence.
Sorry but there are just as many men out there who chase women for their wealth because of their lack of credit and finances too. Men who prey on trust fund and inheritance girls is all too common. (ahem- scott disick = pathetic)
It appears this guy just wants to gloat, but seriously, who gives a fuck about you? Have fun with your DRDs and shit for brains cult following.
mother of 4 , i think u just proved his point better than anyone else ever could have . 4 kids by 4 different guys, you epitomize what the poster is talking about.
Can’t agree more!! What an idiot. Maybe a failed attempt at sarcasm?
Dont ever compare spanish blood mexicans to other mexicans or other latinos.Even worst dont confuse us mexicans with the lil midget dark peru true native mexican people, we are socially different from them we have other believes THANK YOU.
knowledge is power
Smells all the same, refried beans & chipotle..
THATS NOT WHAT YOUR SIS SAID WHEN MY D!CK WAS DOWN HER THROAT AND MY BALLS RESTED ON HER CHIN WHILE I MADE HER GAG ON IT.
Isn’t there some law requiring permission to run someone’s credit?
Yes there is and you need a social security number, so unless this idiot is going through his potential dates purses this post is complete BS!
I’m also a Single Mother of 4, and my credit score currently sucks! I Am taking steps toward bringing it up, my body survived birthing kids and am working on getting nice & toned since I got lazy during the holidays. Credit Score is very important you dummy! Its important for your childrens future! Poor credit score is a bad example for them now and for their future. Obviously being attractive has its perks , but there is no bigger high than being able to stand on your own 2 feet and have your choice of men. If your credit and finances are in check you will have more confidence. THAT will bring a confident great man into your life. I wish I would’ve realized all of this years ago, but I’m not crying over spilt milk. I love dating successful men, I ask questions and pay attention to how they got to where they are. Being a financial fucktart doesn’t bring you personal success and inner happyness. DO for your children, set an example so they can lead life as confident financially successful people also.
Aww motherof4.. It was probably best you didn’t comment..
Wish there was something to check guys penis size before dating or sleeping with them….Bet that would thin out a woman’s options as well.
While I agree that credit is important, I think net worth is equally important. If someone has tanked their credit, it eludes to reckless spending. While I’m glad that I can borrow money, I’d rather use cash. Interest rates don’t pay sh*t right now, so using cash is the better choice, in my opinion.
Poster…I envision you on Nik’s “Newton’s Craddle” swinging. D-Bag!
I’m gonna have to agree with this one. My gf worked at a bank in Irvine and said it was amazing how many people that would come in dressed in head to toe designer labels only to have their accounts overdrawn and multiple maxed credit cards. Delusional. Simplicity, my friends, is underrated.
I used to work at a bank and saw the same thing. I never envy anyone that I see now in fancy designer clothes or a flashy car because for all I know they could be up to their eyeballs in debt trying to afford all of that stuff.
As a woman with a terrible credit score as of late, I am going to agree with Nik and the poster on this one. I had a great credit score up until a year ago. I struggled to make payments while going to nursing school. I am responsible for my own poor decisions…I graduated nursing school in May and have a very good paying job on Long Island, but as it would turn out I have a huge drug problem with many, many internal problems. I don’t consider myself to be a good or bad person. Definitely not a normal person, though. The other people I know with poor credit are mostly crappy people too…not every single person, but most of them! Just saying!
I am pretty sure running someone’s credit without consent is illegal. But you go ahead and keep running credit scores for your dates…
I own my own Used Car Automotive dealership here in Denver. You would be SURPRISED by the number of men & women who walk in with designer clothing, jewelry only to see the credit score in the 400′s. Then you see the humble, dressed like crap with a monster 750+ credit wit multiple paid homes, cars, etc. Never judge a book by its cover. But to run a girls credit just to fuck, your insane. How do you even get her SS # and legally you need a signature or you are violating the Gramm Leach Bliley Act of privacy notice. OP is a BS’er.
Obviously they all didn’t love you because they all left you.
I made sure my boyfriend (husband now) had at least an 8 …. and I ain’t talking credit score.
His credit was whack; mines was decent. But we worked together and now we live the “American Dream”.
Wonderful house, nice cars, great children and our “own” business. And I would have passed on all this, if I just ran his credit score. Naw, I’ll take the 12 years of bliss … and great sex.
o.k. I had great credit but I was forced to declare bk because my husband got very sick and could not work and I was forced to PAY for everything on my salary. I had to turn in two cars, take out pay day loans to pay for his medical treatment, none of my doing. I have never asked a man for money in my life and have never ever sold my body for money. I made my living the honest way but circumstances messed me up. I think the ego and arrogance of this asshole is worse than mom of fourt. Shit happens in a shitty economy, and when I was in bk court I met rich people reduced to unemployment due to the economy, I met realtors who were sales clerks because of the horrible real estate market, life is unfair and fate and the ecomony are as unpredictable as anything else in life. Trust me this roller could be on the corner in a cardboard condo just look at all the rich people that lost their asses when the market collapsed. High roller asshole, you cannot base your life on others credit score cause you may be fooled worse by that than anything else.
too many people I know got hit super hard in the recession, too many hard working people that all of a sudden had to be the only one supporting their entire family, on top of that…I know for a fact that most everyone who owns property got royally screwed and are just getting out of the nightmard called the real estate market. Trust me this guy is a turd it is like making life decisions based on a woman’s measurements…a bad credit score can mean she has no debt cause she cannot get credit cards which means she won’t bother you for money, maybe base your life decisions on brains, employment, faith, and things that actually matter, cause you could be a broke ass bastard someday too!!
That mother of 4 with 4 baby daddy’s? It’s gotta be a joke. I stopped pounding on skanks, there all nuts
Maybe women should run IQ tests…it’s obvious you would’ve been weeded out. “It’s gotta be a joke”…try ‘its’ in place of “it’s”. Are you really trying to say “It is gotta be a joke”? I don’t think so. And “there all nuts”. Wow. Try ‘they’re’ in place of “there”. So, you had three (and a half?) sentences to show intelligence and you completely failed. Good job.
As for credit, I have poor credit due to health issues (I have Lupus). I prioritized wrong when I was in my early 20′s and medical bills piled up. Nuff said. Doesn’t make me (or most women) crazy.
I don’t agree entirely. I believe it may be true for some people but not everyone.
Growing up, I lived very well. I was given a lot and had only worn designer labels. I didn’t have a sense of value when it came to money. When I turned 17, my parents entirely cut me off financially in hopes that it would push me to earn my own success.
Very quickly, I got myself into debt with friends and family. Soon the credit card debt came. I was chasing a life I had not earned and could not afford. By 19, I couldn’t get another credit card because of terrible debt and owed money to everyone. I couldn’t keep a relationship for more than a few months and these men wouldn’t take me serious or even respect me.
My parents wouldn’t give me money, however they did send me to a money management type course. It really opened my eyes to the damage I was doing to my future. After the first lesson, I put myself on a budget and got a second job.
With a lot of hard work, a very strict budget and not another purse or shoe spree I started getting my life and debt under control. Within the next year, I cleared 60% of my debt and met the man I later married.
We will be purchasing our home in cash in the next month and I haven’t been happier. A good credit score and excellent money management is really the foundation for a fulfilling and happy life.
Men do not care about your labels or red bottoms when you take them home to a broke down apartment in a crappy neighborhood for sex on a mattress on the floor. No good or healthy relationship would come near your clothes covered flood or sheet curtains.
Excellent. Mandatory reading for every young woman. Your parents had the right idea in cutting you off, they knew you were too spoiled and self-inflated to do the right thing the first time. You had to scrape the bottom before you could see yourself from a different perspective and it all worked out. Good luck in your home purchase, hopefully you had the sense to make sure your partner is as evolved.
Hey Mother of 4***props to you for sticking up for yourself. I have a friend who has children from different fathers and she is one of the most wonderful women I’ve even known
Well I didn’t see it posted dip dick
4 kids by 4 different guys. I think you just proved Nik’s point. Clearly you know how to manage relationships. Dumb shit.
I have to dissagree my credit score was fantastic, then I met my husband two weeks later quit my job etc sold my house and moved a state away. I worked for his tree company with no pay. And the bills that I normally kept upwith got swept under the rug because I didnt want to ask him for money to pay my bills, I have always been self suffiecent, he did not want me to get a job he just wanted me to work for him. The person I am I never asked for money. The money I had brought into the relationship went to making his truck payments. Now three years later my credit score still suffers but we are married, he wants me home with my daughter, I pay all the bills and never use a dime for myself. I specifically remember a time I was leaving for a weekend to see my parents he gave me 200$ I really only needed 60$, I handed the money to his father and said I wont be needing all of this. And his father shocked said I didnt think id ever see the day that a woman would give money back. Im very good with money and finances my husband on the other hand is not, he has improved from my learning, a credit score doesnt always mean shit. I am as far as a gold digger as a woman could ever get. We still argue because I want a job to pay for my own clothes etc. But he is old fashioned, he wants to support his family. He is a great provider makes a very comfortable living, but I still have issues spending money I didnt work for even though I know its our money because I take care of the house, I raise our daughter and I care for my husband beyond measure.
Used to say the same exact thing until my 740 turned into a 650 after a string of medical bills, car braking down, etc. Unless you make enough money and have enough in your savings, one or two extra bills can completely demolish your score.
I had great credit until my kids father was murdered and I had to rebuild my life. It’s getting back up there but it took a few years! Not everyone has it easy and not everyone has a bad credit score because they buy shit they can’t afford and don’t pay bills. Some just get dealt a shitty hand and make the best of it!!
After popping out all those kids and being pounded on by all kinds of dudes mother of four probably has plenty of loose roast beef hanging from that sausage wallet to feed two families.
I think you all made the poster’s point for him. I got sick, my ex is a junkie, my ex has a gambling problem, my baby daddy ran off. Yeah, these are EXACTLY the type of women I don’t want to be with. If I need drama in my life I’ll hook up with someone like you, but I would rather be with someone I know will take themselves and don’t need me, they just want me.
FYI ~ It is ILLEGAL to run someones credit without their permission. Also, some of us dont believe in credit and only buy things when we can afford them and pay cash. Therefore, some of us have no credit at all. I have a shitty credit score and I have NO debt, a great job & a college education.I invest my money Instead of buying things I dont need, paying ridic interest charges, and giving into materialism. The only thing a high credit score says about someone is they are in DEBT!! It is not always black or white,
My credit score sucks & its definitely not my fault. I ended up getting identity theft & that was 9 years ago! I’m still struggling to make it go away. I’m just thankful I wrk hard so I still live comfortably. But I’m not crazy & I sure as hell wouldnt chase a Guy for money. That’s pathetic.
There’s a huge difference between bad credit because of situations that were out of your control or simply making stupid ass decisions!
I have no debts besides student loans and a few medical debts. I’ve bought everything in cash. My parents taught me how to spend my money! I make my money the legit way.
That mommy of four taints the rest of us who actually have ethics and morals. The state isn’t supporting my children, I am!
Could you imagine if he never checked her credit score, he might have gotten stuck dating a “mother of 4″. Such a great idea!!!
I blame all of this on African americans,monkeys,chimps,nygers,niggers,Eddie murpies,all the Lionel richies, pickle juice drinking,Oreo filling eating negros.werd!
There are many different reasons why someone may have a low credit score, and it doesn’t always mean that they’re irresponsible. I think when it comes to young chicks just look at how they dress and how they pay for things. If they wear designer gear and drive a fancy car but pay for everything on a credit card and never have cash or expect a man to pay for everything then that’s a red flag that they’re probably living beyond their means.
I do and don’t agree with this.. I think there are exceptions. My credit score is bad, but only because of student loans and other school-related debt. I’m trying to fix it as fast as I can but it takes a while to dig yourself out of that hole.
To: 20K-MILLIONAIRE
I’m positive you’re maturity levels surpass your ability to use proper grammar, punctuation and sentence structure. Not to mention that anyone who uses a name such as “20K-MILLIONAIRE” must be surrounded by successful, intelligent and beautiful women at a constant. I applaud your display of maturity, an expansive mind and interest in cultural distinction.
“Knowledge is power”, take your own words into consideration, and maybe you wouldn’t spend your days posting on a website dedicated to those who refuse to let go of grudges they hold against former lovers and/or friends.
Also note, people who feed off of other’s “dirty” secrets are more than likely to have committed a few acts they are not so proud of, some of which could be considered unforgivable or unforgettable. People deserve a good bashing when the situation calls for it, but making it a regular occurrence proves you are no better than the people you have been hating on. As I’ve seen, you must really love this site.
Good day to you.