THE DIRTY ARMY: Nik, hi the Dirty Team. In the province of British Columbia, Canada, people are left with only 1 choice of car insurance, the infamous ICBC. As a newcomer to this province, I am blown away that an insurance company and the government of BC work together; in other words, they are a quasi corporation. Usually, the norm is to have options. In a land of opportunities and foremost, a first world country, this is astonishing. How could insurance and government be mixed?

By law, all vehicles in this province must be registered by ICBC and drivers are licensed by ICBC. A basic coverage, called “Autoplan” by ICBC, hunts every one of us living in BC. However, if you get into an accident and the other party does not take ownership for a simple collision, ICBC concludes with a 50/50 payment. So, let me get this straight? I’m not responsible for this collision whatsoever, my independent witness testifies over the phone, yet, they still take the other party’s dishonesty as credible? Because this is BENEFICIAL FOR ICBC. They only get to pay 50% of your vehicle’s damage.

What about the traffic cameras and CCTVs all around our municipalities that taxpayers pay for? Oh, ICBC doesn’t have “access” to them. Because, yet again, it is an inconvenience for them to investigate the truth and pay for what is owed. But wait a minute, they do have ACCESS, because they are tied to the “passing red light” tickets that we get mailed home. This is not about the money. This is about the principle and honesty. But also, ICBC is taking advantage of hardworking middle-class people.

Every day there is an accident and every day people are being ripped off of ICBC. The definition of insurance is the arrangement with a company or government agency guaranteeing a compensation for any loss or damage etc.; yet, I’m paying for insurance every month without being insured. How IRONIC?! ICBC is a crook. It was implemented by the NDP government in 1973. They weren’t even paying taxes! Premier Christy Clark, in 2010, required them to pay the province dividends totalling $1.2 billion. Imagine that! 1.2 BILLION DOLLARS of taxes not paid and now they are suffering! So they will do anything to minimize their payment in any areas they see fit. Lastly, in 2016, “luxury cars” anything over $150,000.00 could not be insured by ICBC. This would save ICBC about $2.3 million per year. Everything about ICBC screams crooked, illegitimate and abusive of power. ICBC and the government of BC needs to be put on blast.

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  1. Dick headNovember 30, 2017 at 1:07 AM

    Criminal organization that has been extorting innocent people

  2. Crepes n pancakesNovember 15, 2017 at 5:58 PM

    I’m down with DeeBo Neegha. Pressure people! In 2010 when Christy Clark was cracking down on ICBC, the focus shifted to stopping HST. Internal political games.

  3. DeeBo NeeghaNovember 15, 2017 at 2:51 PM

    ICBC also sold salvaged vehicles to customers in the past without declaring status through local auctions. They are a Monopoly and the biggest scam. People need to pressure local MPs and MLAs and demolish icbc and bring in some competition like the rest of the country.

  4. Albertan KingNovember 15, 2017 at 11:43 AM

    when I moved to Calgary I closed my icbc account. I wasn’t afraid to call my insurance company in Alberta and let them know I got into an accident. I’m back in Vancouver now and there is no way I’ll switch my plate/insurance.

  5. Flying manNovember 14, 2017 at 12:45 PM

    I hate Icbc. I’m from Saskatchewan. 97% of our population choose the no-fault collision insurance, so you get your car fixed without paying extra. It’s such a shame because BC is so beautiful and a great place to live. But we get into our cars daily, so it’s a headache.

  6. Superhero-1November 14, 2017 at 12:15 PM

    Unreal the only province on Canada still monopolize. I come from third world country move to Canada 13 year ago.

    even back home we don’t deal with abuse of power on the government of this magnitude

    (We have more options the only one insurance rule by the government of brithish Columbia)